Time to look at the ‘big picture’?

Happy young couple taking financial advice at home

Discovering the emotional benefits of financial advice

No two individuals share the same goals or ambitions. Each person is unique, with their own needs, targets and budgets. So when it comes to managing your money, building wealth, securing your future and, above all else, drawing up an effective plan for fulfilling your investment objectives, professional financial advice should be tailored to your unique specific needs. Continue reading “Time to look at the ‘big picture’?”

Generation Xers chronically under-saving

Portrait of a middle-aged couple sitting on a rock at the beach. They are wearing sweaters and jean, the man has grey hair

57% face financial difficulty in retirement years

According to The International Longevity Centre UK (ILCUK) report, a substantial proportion of Generation Xers (those born between 1965 and 1980) in the UK face financial difficulty in retirement, with one in three expected to face significant disadvantages.[1]. Continue reading “Generation Xers chronically under-saving”

Funding your child’s future lifestyle!

Multi-generation family having fun together outdoors

Early preparation in life is key to becoming financially independent

As the coronavirus (COVID-19) pandemic continues into a second year, we’re learning more and more about its financial impact. While many individuals and families are struggling up and down the country, there is a particular strain placed on the parents of adult children. Continue reading “Funding your child’s future lifestyle!”

The Golden Years?

Elderly couple in love. Senior husband and wife hugging and bonding with true emotions

Be better off in retirement

Imagine you’re retiring today. Have you thought about how you’re going to financially support yourself, and potentially your family too, with your current pension savings? The run up to your retirement may feel overwhelming, but this is an important time for you and your savings. Continue reading “The Golden Years?”

Post-work income

Tourism and technology. Traveling senior couple taking selfie together against ancient sightseeing background.

How much annual income will you receive from your pension and savings?

Retirement will probably be one of the biggest events you ever go through in your life, so it’s not something you’ll leave to chance. But knowing how much you’ll need, and how to get there, isn’t always easy. Continue reading “Post-work income”

Live the life you want

Senior couple holding hands walking on beautiful foggy beach at sunrise, Sun and clouds reflected on the beach. Daytona Beach, Florida, USA.

How much pension income will you need for a comfortable retirement?

The purpose of a pension is to provide an income for you to live the life you want once you have retired. But, due to longer life expectancies, less generous schemes and lack of understanding around saving, a common problem is that some people don’t retire with enough to last them. Continue reading “Live the life you want”

Funding long-term care

How much will it cost to enjoy life in later years?

Long-term care covers everything from residential and nursing homes to home care. It is provided by a range of different organisations, including local authorities, the NHS and private and voluntary organisations. But choosing the right care setting for ourselves or a relative is not something which many of us have experience of.  Continue reading “Funding long-term care”