At Reeves Financial we offer a Wealth Management Service with a focus on what matters most to you. Our expert wealth advisory team work closely with you to develop a long-term strategy that reflects your financial goals, your personal circumstances, and your attitude to risk.
We will help you to find the right financial solutions and long-range financial goals according to your unique financial profile. This can include investment decisions, pension planning, retirement planning, succession planning, tax optimisation, and estate planning.
We are completely Independent (whole of market), and financial solutions will be recommended based on your risk profile, investable assets, your personal circumstances, objectives and goals. We make strategic wealth management plans according to the unique position of each client.
We take time to understand your financial goals and aspirations to determine the best plan and solutions for you. We look to build an established relationship with you to ensure your long-term financial goals are met and we continue to work together, monitoring and advising you on a regular basis.
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We offer advice to ensure your investment portfolio is tailored to your agreed needs. We explore all options to understand how you view risk, and to ascertain your investment priorities. For example, we can tailor your portfolio to include guaranteed funds, or moderately cautious investments. Also, we could consider alternatives if you would like to explore options for additional growth. Or perhaps you are interested in investing in ‘sustainable’ type of fund portfolios.
Whatever your personal preferences are when it comes to investing, we will ensure we fully understand your priorities before we give any advice to manage investments for you. Your personal preferences, and attitude to risk, will always be fully explored and understood. Our team will work together to maximise your wealth, and work to preserve your capital in line with your agreed risk profile. This will depend on your individual circumstances, needs, and objectives.
Ensuring your pension is in order is one thing you can do to secure your future finances. Our professional Wealth Management team has the knowledge and expertise to ensure your pension fund has the right options, is flexible, tax efficient, and is suitable for your specific needs and circumstances.
If you’ve reached retirement, or are about to retire, our Wealth Management advisers can help you make the most of your pension benefits. We can assess your circumstances and help you to identify, understand, and manage your invested Portfolio and other Schemes.
Protecting you and your Estate
We will help you prepare to be in a position to hand down created wealth to the next generation, if that is appropriate for you. We can help you put plans in place to provide for you, and your family, should the worst happen. We can help with:
- Estate planning.
- Inheritance tax planning.
- Planning for care in later life.
If you have built your wealth, for example, on growing a successful business, we can help you when you want to step down from the helm, and retire.
Investment planning can present a bewildering number of options. We will take the time to understand your financial circumstances, and your family dynamics, to give you advice that is tailored to your specific circumstances.
Investment Tax Planning Services
Investments can have complex tax ramifications. We will explain the tax implications and seek ways to make tax efficiencies by maximising your tax allowance, and minimising potencial tax on assets.
Our Wealth Management Process
At Reeves Financial we start our Wealth Management Services with a complimentary consultation. We call this our “discovery process”. We begin with a fact-finding exercise to understand your Wealth Management, needs and to establish that our services meet your requirements. You get the opportunity to ask questions, so you can be assured we are the Wealth Management Specialists you would like to work with.
During the initial consultation, we will get a feel for your financial situation and what you aim to achieve. After we have identified, and agreed your circumstances, goals, and aspirations, along with your risk tolerance, and capacity for risk, we can begin setting the foundations of planning any investment solutions, and pensions for retirement.
Reassessment of Risk
Once we have agreed a financial strategy for you, we will review your financial position periodically according to your needs. For most clients this happens every 6 months. However, this can be at any time dependent on your specific circumstances and requirements.
The value of units can fall as well as rise, and you may not get back all of your original investment. Estate, Inheritance and Tax Planning advice are not regulated by the Financial Conduct Authority. The tax treatment is dependent on individual circumstances and may be subject to change in future
What is Wealth Management?
Wealth Management is a professional financial service that provides customised strategies to grow, protect, and preserve your wealth. It takes a holistic approach to managing finances by assessing your full range of assets and liabilities. The core service encompasses long-term investment management paired with tailored financial planning, which enables the creation of personalised solutions based on your lifestyle, values, and goals.
Key elements of Wealth Management include tax optimisation, estate planning, succession planning, charitable giving, and retirement strategies. By taking a comprehensive 360-degree view of your finances, Reeves Financial can offer ongoing guidance and advice to efficiently protect and grow your wealth in the most tax-efficient and effective way possible.
Reeves Financials’ Wealth Management team specialises in crafting bespoke strategies aligned to each client’s unique circumstances and objectives.
At what point should I get a wealth manager?
The ideal time to engage a wealth manager is when an individual has complex asset portfolios or financial obligations that are proving difficult to coordinate independently.
Wealth Management services also become beneficial when specialised guidance and advice is needed for succession planning, estate planning, retirement planning or other multifaceted needs. There is no definitive asset threshold; the decision to obtain wealth management is a personal one based on an individual’s specific requirements. However, we would typically consider this level of service appropriate for clients with investment or pension portfolios in excess of £500,000.
Even those unsure if their finances warrant dedicated Wealth Management can benefit from an initial consultation to determine if professional advice could assist in achieving long-term financial goals. Reeves Financial is happy to provide this complimentary assessment.
What is the difference between a Wealth Manager and a Financial Advisor?
While some services overlap, Financial Advisors primarily focus on investment portfolio management and financial planning. In contrast, Wealth Managers take a more comprehensive, hands-on approach to fully coordinate and optimise a client’s entire financial picture. Wealth Managers also typically work with high-net-worth individuals while there is no minimum threshold for financial advisory services.
As an independent whole-of-market firm, Reeves Financial provides continuous proactive management tailored to evolving life circumstances, rather than periodic guidance tied to transactions. With specialised expertise, Reeves Financial can facilitate complex planning. Importantly, our Wealth Managers aim to serve as trusted partners, who are invested in each client’s financial success for years to come.
What are the advantages of having a Wealth Manager?
The advantages of partnering with us as your professional Wealth Managers include:
• Customised strategies tailored to your unique financial situation and goals
• Proactive plans to provide for you
• Advice and guidance on helping to optimise finances during major life events like retirement
• Expert investment portfolio advice suited to your needs and risk tolerance
• Reassurance that finances are managed by seasoned professionals
• More time to enjoy life while the wealth management team handles complex tasks
Reeves Financial believes engaged, personal service is vital. Our Wealth Managers combine expertise with insight so you can feel confident entrusting us to make the most of your finances.
Author: Adam Reeves
DipPFS Cert CII (MP&ER) EFA
Independent Financial Planner, Wealth Manager, Director
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