Useful Articles

Managing the financial impact of divorce

When long-term relationships split up, there are a host of implications for mortgages, savings, tax and Wills requiring careful consideration to avoid hardship. If you are contemplating divorce, are in the middle of divorce proceedings or dissolving a civil registered partnership, its important to understand how could the current economic and financial situation could affect you. Continue reading “Breaking up is hard to do” →

Over 50s concerned about job security due to COVID-19 pressures

The coronavirus (COVID-19) pandemic crisis could leave the next generation of retirees significantly poorer and sicker. 4.8 million people over 50 and in work fear losing their job because of the COVID-19 pandemic, according to new research which reveals fears of finding a new role[1]. Continue reading “Your future self” →

Older family members supporting younger generation through the pandemic

Young people have been one of the worst-affected groups from the coronavirus (COVID-19) pandemic, particularly in terms of the labour market and mental health outcomes. But it’s their parents and grandparents who are paying the price financially. Continue reading “Gifting generation” →

Changes in how people save, invest, and plan for retirement

Self-employment plays a vital role towards the UK’s economy. In recent years the number of people who are self-employed has risen steadily. But one of the main drawbacks is that the self-employed do not have the advantage of an employer to help arrange pension provision. Continue reading “‘New Age’ of self-employment” →

How much of your wealth do you currently hold in cash?

One paradox of the coronavirus (COVID-19) pandemic is that even as businesses have shut down and jobs have disappeared, some British households have on average been saving more money than they usually do, due to lower spending, according to new research[1]. Continue reading “Why cash may not be king” →

It’s time to identify, plan for and potentially mitigate your tax burdens

The Government has spent hundreds of billions on measures to support businesses and jobs, and fight the coronavirus (COVID-19) pandemic. But how will it pay for these? We won’t know the extent of the final bill until long after the crisis is over. Continue reading “Tax saving opportunities” →

How to get your finances in order to make more of your money

Do you feel like your financial life has been turned upside down during the coronavirus (COVID-19) pandemic? Or, has the start of the new year focused you on getting your finances in order to make more of your money? Whatever the answer is, it’s important to adopt healthy financial habits. Continue reading “5 healthy financial habits you shouldn’t ignore” →

Saving and investing for a future that matters

There are many ways that you can save or invest. Individual Savings Accounts (ISAs) are an incredibly effective means of shielding your money from both Capital Gains Tax and Income Tax. Continue reading “Don’t miss the ISA deadline” →

Understanding the different ways you can use your pension money

The UK has seen a rise in the number of people accessing their pension pots or enquiring about doing so. People accessing their pension as a flexible income has increased by 56%[1] according to research since the first lockdown last year. The increase is due to people withdrawing after holding off when stock markets were volatile. Continue reading “More over-55s forced to dip into pension pots” →

Taking time to understand your financial plans will really pay off

At the start of every year, we have great intentions, as financial promises are renewed. Getting our financial life in order will be a top priority for many as we enter 2021. Consider focusing on two key areas: goals related to being prepared for the unexpected this year, and those related to what you want to be different at the end of the year. Continue reading “New Year, new start to your finances” →