Useful Articles

How much of your wealth do you currently hold in cash?

One paradox of the coronavirus (COVID-19) pandemic is that even as businesses have shut down and jobs have disappeared, some British households have on average been saving more money than they usually do, due to lower spending, according to new research[1]. Continue reading “Why cash may not be king” →

It’s time to identify, plan for and potentially mitigate your tax burdens

The Government has spent hundreds of billions on measures to support businesses and jobs, and fight the coronavirus (COVID-19) pandemic. But how will it pay for these? We won’t know the extent of the final bill until long after the crisis is over. Continue reading “Tax saving opportunities” →

How to get your finances in order to make more of your money

Do you feel like your financial life has been turned upside down during the coronavirus (COVID-19) pandemic? Or, has the start of the new year focused you on getting your finances in order to make more of your money? Whatever the answer is, it’s important to adopt healthy financial habits. Continue reading “5 healthy financial habits you shouldn’t ignore” →

Saving and investing for a future that matters

There are many ways that you can save or invest. Individual Savings Accounts (ISAs) are an incredibly effective means of shielding your money from both Capital Gains Tax and Income Tax. Continue reading “Don’t miss the ISA deadline” →

Understanding the different ways you can use your pension money

The UK has seen a rise in the number of people accessing their pension pots or enquiring about doing so. People accessing their pension as a flexible income has increased by 56%[1] according to research since the first lockdown last year. The increase is due to people withdrawing after holding off when stock markets were volatile. Continue reading “More over-55s forced to dip into pension pots” →

Taking time to understand your financial plans will really pay off

At the start of every year, we have great intentions, as financial promises are renewed. Getting our financial life in order will be a top priority for many as we enter 2021. Consider focusing on two key areas: goals related to being prepared for the unexpected this year, and those related to what you want to be different at the end of the year. Continue reading “New Year, new start to your finances” →

Are you protected against future Capital Gains Tax rises?

It is almost inevitable that taxes will have to rise to help meet the potential £391 billion bill the Government has racked up in supporting the British economy through the coronavirus (COVID-19) pandemic. Continue reading “Taxing times on the horizon!” →

Achieving your financial goals through investing, and one size does not fit all

Even as we hope to put the coronavirus (COVID-19) pandemic in the rear-view mirror in 2021, uncertainty regarding both the virus and Brexit is likely to continue to further weigh on the UK and global economies and our personal finances during this year. Continue reading “Wealth needs managing – now more than ever” →

Make sure you can afford it and understand any tax implications

Parents have always supported their children in lots of different ways. These days, growing numbers of parents see their adult children struggling to build up enough in savings to put down the deposit on a house or to afford to move up from a first home to something larger – but does this mean parents should help financially? Continue reading “Bank of Mum and Dad” →

Older individuals who lose their jobs are less likely to secure re-employment

Older workers are one group of people who are at risk of suffering serious and persistent consequences from the economic turmoil arising from the coronavirus (COVID-19) pandemic. In particular, older individuals who lose their jobs are less likely than younger workers to secure re-employment or to find a job on a similar wage to their previous earnings. Continue reading “Will the over-50s become a lost generation?” →