Protection Policies

Insurance and Protection Policies Advice from Qualified IFAs in Horsham, Crawley & East Grinstead

Protection Insurance Policies Sussex

Getting the right insurance and protection policies in place is not only an essential part of smart financial planning, but also offers you complete peace of mind. We provide each client with individual and personalised advice to choose the most suitable plans for their needs. Protection policies generally fall in three categories: life assurance, critical illness cover and income protection.

Life Assurance

Whether you are looking to cover a specific liability such as a mortgage or just looking for a policy to provide benefit for your dependents we can advise on and arrange a life policy for you. As an Independent Financial Adviser we can obtain a highly competitive premium for you for this cover.

The plan will have no cash in value at any time and will cease at the end of the term.  If premiums are not maintained, then cover will lapse.

Critical Illness Cover

Such policies will pay out in the event of you being diagnosed as suffering from one of a number of Critical Illnesses such as a Heart Attack or Cancer as defined by the Insurance Company. The illnesses covered can vary from insurer to insurer and therefore it is important to seek independent advice from Reeves Financial to ensure that you get the right policy.

The plan will have no cash in value at any time and will cease at the end of the term.  If premiums are not maintained, then cover will lapse.

The policy may not cover all definitions of a critical illness.  For definitions please refer to the Key Features and Policy Documents.

Income Protection Plans

We will advise and arrange suitable protection policies to provide you with an income should you be unable to work through accident, sickness or unemployment and we will source the best policy on the market for you.

We will also take into account:-

  • Any no claims benefit available
  • That your chosen occupation class is fully catered for
  • We can arrange for your benefits to increase each year
  • Cover is available to both Employed and Self Employed Individuals

The plan will have no cash in value at any time and will cease at the end of the term.  If premiums are not maintained, then cover will lapse.

If you’d like to know more about our protection policies services, please fill in our simple contact form below and we will get back to you as soon as possible.

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